Jonathan Ruf is Deputy CISO and Head of Cyber Risk Management at Apple Bank, with over 20 years of experience in the financial services industry. He oversees the organization’s cybersecurity risk posture, reporting to the Board on threats, vulnerabilities, and the effectiveness of security measures. Jonathan’s expertise spans information protection, privacy, third-party risk, incident response, governance, and compliance, and he is known for translating complex technical concepts into actionable business decisions. Prior to Apple Bank, Jonathan held senior cybersecurity roles at JP Morgan Chase and BNY, leading initiatives such as security operations centers, cloud access security broker implementations, and continuous risk monitoring programs. A thought leader and CERT-certified professional, he contributes to the broader cybersecurity community through articles, presentations, and mentorship, and is passionate about fostering proactive security cultures across organizations.